Loans - Commercial Real Estate

Coronado First Bank is prepared to help you and your business purchase, obtain or improve real property. Our Commercial Real Estate Loans are term loans that are secured by income producing real estate for investors or owners, and are generally used to finance or re-finance real property.

Term Loans - Coronado First Bank offers a range of options to finance or refinance Income-Producing and Owner-Occupied real estate. Our term loans are customized to your financing needs and can have either variable or fixed interest rates. These loans are secured by a first deed of trust on the Commercial property.

Construction Loans - A Coronado First Bank Real Estate Construction Loan is a non-revolving line of credit secured by real estate. The money is advanced through a fund control process, which disburses funds as needed. During the term of the loan, you pay monthly interest only on the outstanding balance. The amount needed for these payments may be included in total costs. Construction financing is provided for Office, Industrial, Retail, Multi-Family and Residential Subdivisions. Coronado First Bank will also consider financing land acquisitions for future development purposes on a case-by-case basis.

Loans - Equipment

Coronado First Bank Equipment Loans are designed to provide your company with important financing alternatives. We offer equipment-financing options to enhance your technology needs, expand your product lines, or increase your plant's efficiency.

Residential Construction Loans

Coronado First Bank specializes in both owner occupied and non-owner occupied Residential Construction Loans. We offer you the most flexible construction loans available to help you manage your project.

Revolving Lines of Credit

A Coronado First Bank Revolving Line of Credit provides your business opportunities as they develop. Your business can borrow, repay, and borrow again up to the original amount committed by Coronado First Bank throughout the life of the loan. This type of credit facility is normally repaid from your business' operating cash flow (i.e. the collection of receivables). You can use a line of credit to fund seasonal changes in inventory and receivables, take advantage of vendor discounts, or meet unexpected cash requirements. Lines of credit are a cost effective way to borrow and repay what your business needs when you need it.

Loans - Letters of Credit

A Coronado First Bank Letter of Credit can help your business secure the purchase of goods on a domestic or international level. Our lending team will help you structure your trade transactions to avoid the discrepancies and inconsistencies that can cause additional costs, delays and potential loss of business.

Loans - Other Types of Loans

Please Contact Us for information on other types of loans not mentioned here.
Examples are: Home Equity Lines Of Credit, Business Lines Of Credit and Equipment Leasing Financing